Business eWallet Account

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BUSINESS eWALLET ACCOUNT - KEY FACTS STATEMENT
(V.2.0 – 31 October 2025)

This Key Facts Statement (“KFS”) provides you with information on the key features, limits, fees and charges of the Business eWallet account offered by Monty Finance SAL to individual clients (“eWallet Account”). This KFS does not contain all the terms and conditions governing the eWallet Account and it should be read along with the Business Agreement Terms.

1. PRODUCT DESCRIPTION

The AccountThe Account is a payment account for your business payments needs. It is not a deposit nor a savings account and does not entitle you to interest.
Account CurrencyThe Account is a dual currency account split into two distinct balances, one in Lebanese Pounds (LBP) and one in United States Dollars (USD).
Transactions CurrencyTransactions are limited to their respective currencies: LBP transactions use the LBP balance and USD transactions use the USD balance.
EligibilityTo be eligible for an Account you must be a registered commercial company.
Minimum BalanceNo minimum balance is required to open or maintain the Account.

2. FEES AND CHARGES

Opening, Keeping and Closing the Account
Account OpeningFree of chargeMinimum Balance FeeNot applicable
Account MaintenanceFree of chargeAnnual FeeFree of Charge
Dormant Account FeeNot applicableClosing the AccountFree of charge
B2B (Business-to-Business)
Send Money (to another Business eWallet Holder)Free of chargeReceive Money (from another Business eWallet Holder)Free of charge
B2C (Business-to-Consumer)
Send Money (to an individual MyMonty eWallet Holder)Free of chargeReceive Money (from an individual MyMonty eWallet Holder)Not applicable
Payments
Pay to a Merchant by QRFree of charge
Top-up and Withdrawals
Add Money (at MyMonty branch)Cash USD: Free of charge
Cash LBP: Free of charge
Add Money (at MyMonty SST)Cash USD: Free of charge
Cash LBP: Free of charge
Add Money (at Appointed Agent)Cash USD: Free of charge
Cash LBP: Free of charge
Withdraw Money (at MyMonty branch)USD: 0.75% / Min USD 1
LBP: 0.75% / Min LBP 100,000
Withdraw Money (at MyMonty SST)USD: Free of charge
LBP: Free of charge
Withdraw Money (at Integrated ATMs)USD: 0.75% / Min USD 1
LBP: 0.75% / Min LBP 100,000
Miscellaneous
Currency ExchangeFree of chargeAlfa PostpaidLBP 50,000 / USD 0.7
Touch PostpaidLBP 50,000 / USD 0.7All other available e-services are provided with no transaction fees.

3. LIMITS

Account Balance
Account Maximum BalanceUSD 30,000 (or equivalent)Maximum Credit Balance / MonthUSD 50,000 (or equivalent)
B2B (Business-to-Business)
Send MoneyUp to available balance (subject to recipient limits).
Receive MoneyAny amount (subject to balance and monthly limits).
B2C (Business-to-Consumer)
Send MoneyUp to available balance (subject to recipient limits).
Payments
Pay to a Merchant by QRAvailable balance in the Account.
Top-up and Withdrawals (subject to ATM limits)
Add Money (MyMonty branch)Per transaction: USD 30,000 / Monthly: USD 50,000
Add Money (MyMonty SST)Per transaction: USD 3,000 / LBP 30,000,000
Daily: USD 50,000 / Monthly: USD 50,000
Add Money (Appointed Agent)Per transaction: USD 3,000 / LBP 15,000,000
Daily: USD 9,000 / Monthly: USD 50,000
Withdraw Money (MyMonty branch)Per transaction: USD 30,000 / Monthly: USD 50,000
Withdraw Money (MyMonty SST)Per transaction: USD 3,000 / LBP 30,000,000
Daily: USD 50,000 / Monthly: USD 50,000
Withdraw Money (Integrated ATMs)Per transaction: USD 2,000 / LBP 3,000,000
Daily: USD 9,000 / Monthly: USD 50,000
E-ServicesUp to the available balance.

4. USEFUL INFORMATION

Appointed AgentOnline Money Transfer SAL (OMT) is our Appointed Agent for adding cash. Cash top-ups are available at any OMT location in Lebanon.
Integrated ATMsYou can withdraw money from your Account at Fransabank SAL and BLC Bank SAL ATMs in Lebanon.
Our FeesAll percentages stated are based on transaction amounts and may include partner fees collected on their behalf.
AmendmentWe may amend this KFS at any time by posting an updated version onwww.mymonty.com.lbor the App.

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© 2026 Monty Finance SAL

mymonty.com.lb provides information about financial and electronic wallet products and services provided by Monty Finance SAL through its mobile application mymonty available on App Store and Google Play.

Monty Finance SAL is registered in Lebanon (Beirut Register of Commerce No. 73215), Gefinor Center, Clemenceau St., Hamra, Beirut, Lebanon and is authorized by the Central Bank of Lebanon (“BDL”) to operate as a financial institution (BDL Decision no. 23/6/98 dated 02 February 1998) and eWallet service provider (BDL Decision no. 30/23/23 dated 21 July 23). Monty Finance SAL is listed on the BDL List of Financial Institutions under no. 23.

Information contained on mymonty.com.lb or mymonty app should not be construed as an offer, solicitation, advertisement, or promotion of financial and electronic wallet products and services in any country where such offer, solicitation, advertisement, or promotion is not permitted under applicable local law.