MyMonty Teen Standard Prepaid Mastercard: Key Facts & Disclosures

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TEEN MC STANDARD PREPAID CARD (PHYSICAL) - KEY FACTS STATEMENT
(V.1.0 – 07 January 2026)

This Key Facts Statement (“KFS”) provides you with information on the key features, limits, fees and charges of the MyMonty Mastercard World Elite Credit Card offered by Monty Finance S.A.L. (“Card”). This KFS does not contain all the terms and conditions governing the Card and it should be read along with the World Elite Prepaid MasterCard Terms.

1. PRODUCT DESCRIPTION

Product Description

The Card is a physical, reloadable Mastercard prepaid card linked to your MyMonty eWallet Account on the MyMonty App. Funds must be loaded onto the Card before use. You can top up the Card exclusively from your MyMonty eWallet USD balance. The Card allows cash withdrawals at ATMs and purchases wherever Mastercard Prepaid Cards are accepted, provided there is sufficient available balance for the transaction amount. The Card is neither a credit nor a debit card, and the balance on the Card does not accrue any interest.

Card CurrencyFresh Funds USD.
ValidityThe Card is valid until the expiry date shown on it (5 years from issuance).
EligibilityTo be eligible, your mother, father, or legal guardian must maintain an eWallet Account with MyMonty and you must be between 6 and 17 years of age.

2. FEES AND CHARGES

Card Issue, Delivery, Replacement and Termination
Primary Card Annual FeeUSD 5Card Delivery (Local)USD 4
Replacement Card Fee (Lost, stolen, fraud or damaged)USD 5Card Delivery (International)Pass-Through Cost
Card Top-up
Adding money to your Card (from your MyMonty eWallet)Free of Charge
eWallet Top-up
Adding money to your MyMonty eWallet (from your Card)Free of Charge
Transactions (Point of Sale [POS] and Online)
Transaction FeeFree of chargeForeign Currency Conversion Fee4% of the transaction amount
Cross Border Fee1.5% (minimum USD 0.50 per transaction)
ATM Withdrawals
Issuer’s ATMs1% (minimum USD 1)Other Local ATMs1% (minimum USD 1)
ATMs Outside LebanonUSD 3.75 + 2%FX Conversion (Withdrawals)4%
Online Servicing
Available Balance & Transaction HistoryFree of Charge
Miscellaneous
E-Statement of AccountFree of ChargeSMS NotificationsFree of Charge
Physical Statement of AccountLocal: USD 5
International: USD 2 + Pass-through Cost
Chargeback FeeUSD 10

3. LIMITS

Card Balance
Maximum Card BalanceUSD 9,999
POS Usage
Per TransactionUp to available balanceDaily UsageUp to available balance
Weekly UsageUp to available balanceMonthly UsageUp to available balance
Online Usage
Per TransactionUp to available balanceDaily UsageUp to available balance
Weekly UsageUp to available balanceMonthly UsageUp to available balance
ATM Withdrawal
Daily LimitUSD 1,000Weekly LimitUSD 3,000
Monthly LimitUSD 5,000

4. USEFUL INFORMATION

ATM Withdrawal in Lebanon• Issuer’s ATM refers to Fransabank SAL ATMs
• Other local withdrawals are limited to BLC Bank SAL ATMs
Card Balance ReimbursementReimbursement can be requested within 2 months from expiry or termination. After that, remaining balance will be forfeited.
AmendmentWe may amend this KFS at any time by posting an updated version onwww.mymonty.com.lbor the App.

YOUR WALLET MADE DIGITAL

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© 2026 Monty Finance SAL

mymonty.com.lb provides information about financial and electronic wallet products and services provided by Monty Finance SAL through its mobile application mymonty available on App Store and Google Play.

Monty Finance SAL is registered in Lebanon (Beirut Register of Commerce No. 73215), Gefinor Center, Clemenceau St., Hamra, Beirut, Lebanon and is authorized by the Central Bank of Lebanon (“BDL”) to operate as a financial institution (BDL Decision no. 23/6/98 dated 02 February 1998) and eWallet service provider (BDL Decision no. 30/23/23 dated 21 July 23). Monty Finance SAL is listed on the BDL List of Financial Institutions under no. 23.

Information contained on mymonty.com.lb or mymonty app should not be construed as an offer, solicitation, advertisement, or promotion of financial and electronic wallet products and services in any country where such offer, solicitation, advertisement, or promotion is not permitted under applicable local law.